National Association of Attorneys General announces 2008 National Top 10 Consumer Complaints List

Compliants against credit cards and predatory lending/mortgages entered the list in 2008:

1. Debt Collection
2. Auto Sales
3. Home Repair/Construction
4. Credit Cards (tie)
5. Internet Goods and Services (tie)
6. Predatory Lending/Mortgages
7. Telemarketing/Do-Not-Call
8. Auto Repair
9. Auto Warranties (tie)
10. Telecom/Slamming/Cramming (tie)

Unresolved complaints sent to DISH Network or the Office of the Attorney General since January 1, 2004 are eligible for restitution as part of a nearly $6 million national settlement with the satellite TV provider. Questions or complaints regarding the refund process can be addressed to:

DISH Network,L.L.C.
Dispute Resolution Team
P.O. Box 9040
Littleton, CO 80120

Or email CEO@dishnetwork.com

More information

Mississippi Attorney General: Counterfeit Trail Runs Between Mississippi and Kentucky

"Buyer Beware: Avoiding Financial Scams," a 7-part series created by the KY Department of Financial Institutions to educate consumers on spotting and avoiding consumer and investment fraud

The US Consumer Product Safety Commission (CPSC) provides daily, emailed lists of recalled products and other information. Registration is free and they will not disclose your email address to any third parties or use it for any other purpose.

On-line Form for CPSC Subscription Lists

How to Identify and Avoid Predatory Mortgage Loans (465k PDF)

Kentucky Small Business Compliance Guide to Customer Records Destruction (2.2mb PDF)

The Better Business Bureau: Privacy Made Simple

The Federal Trade Commission: Protecting Personal Information

FTC News Release (12/18/07): Company Will Pay $50,000 Penalty for Tossing Consumers’ Credit Report Information in Unsecured Dumpster

Kentucky’s House Bill 294 establishing certain requirements for persons engaged in debt adjusting went into effect on June 20, 2005, and is codified in KRS 380.

The regulation for enforcement of the law, and the registration form and audit checklist, became final on August 25, 2005. Debt adjusters subject to the law must promptly file the initial registration form and pay the initial registration fee in order to continue providing debt adjusting services. The form and fee must be postmarked by October 24, 2005, to be considered in compliance with this requirement.

Click here for the required forms.